Please read the following before you send us any Personal Data.
From time to time, it is necessary for customers to supply JS Financial Holdings Limited (“JSH”) with data in connection with the opening or continuation of accounts and the establishment or continuation of credit facilities or provision of financial and/or other services.
Failure to supply such data may result in JSH being unable to open or continue accounts or establish or continue credit facilities or provide financial or other services.
Data maybe collected from customers in the ordinary course of the continuation of the business relationship between customers and the Group.
Providing personal information to JSH through electronic means (such as e-mail, Internet or voice recording system) cannot be guaranteed to be completely secure. JSH will not be responsible for any damage suffered by users if they send any information to JSH through electronic devices, or if JSH sends any information through electronic devices at the request of the user. Customers should take heed of such weaknesses and communicate personal information through electronic devices with caution.
客户透过电子途径 (如电邮或互联网或话音录音系统) 提供资料给晋商金融并不是绝对安全可靠。 若阁下透过电子途径将资料传送给我们，或我们根据阁下要求而透过电子途径将资料传送给客户时出现任何错漏而令阁下蒙受损失，晋商金融概不负责。因此，客户在利用电子媒介传送个人资料时应倍加留意。
JSH will not collect any personal information that identifies a visitor to this Website unless specified otherwise. Your visit to this Website will record only the Domain Name Server, part of your email address and of the pages visited. Such information will be used to prepare aggregate information about the number of visitors to the Website and general statistics on usage patterns of the Website.
The purposes for which data relating to customers may be used (whether within or outside Hong Kong) are as follows:
i the daily operation of the services and credit facilities provided to customers;
ii conducting credit checks;
iii assisting other institutions to conduct credit checks;
iv ensuring ongoing credit worthiness of customers;
v designing financial services or related products for customers' use;
vi marketing financial services or related products;
vii determining the amount of indebtedness owed to or by customers;
viii meeting the requirements to make disclosure under the requirements of any legal and/or regulatory requirements or court orders binding on the Group; and
ix purposes relating to any of the above.
Data held by JSH relating to a customer will be kept confidential but JSH may provide such information to the following parties (whether within or outside Hong Kong):
i any agent, contractor or third party service provider who provides administrative, telecommunications, computer, financial, trade execution, cash, securities and/or contracts clearing or settlement or other services to the Group in connection with the operation of its business;
ii any other person under a duty of confidentiality to the Group including a group companies of the Group which has undertaken to keep such information confidential;
iii any financial institution or dealer with which the customer has or proposes to have dealings;
iv any credit reference agency and in the event of default, any debt collection agency;
v any actual or proposed assignee of the Group or participant or sub-participant or transferee of the rights of the Group in respect of the customer;
vi any exchange, entity, agency, regulatory or government body in any jurisdiction if required by law or pursuant to any court orders, rules or regulations to which the Group is subject. In such cases, the Group is usually under a duty of secrecy and will not be able to notify a customer or seek his consent in relation to such release of information.
vii We share information regarding customers among JSH only in accordance with strict internal security standards and confidentiality policies and with applicable law.
viii We hold our employees fully accountable for adhering to those standards, policies and laws.
ix We do not share information about our customers with other companies except in order to conduct our business, comply with applicable law, protect against fraud or make available special offers of products and services that we feel may be of interest to our customers. We may also provide information to regulatory authorities and law enforcement officials in accordance with applicable law.
x We have established high standards for protecting information regarding our customers from unauthorized alteration or destruction.
ix 除为了进行业务、遵守适用法律、保护免受欺诈或作出我们认为可能符合客户利益之产品及服务优惠外 我们不会将有关客户的资料分发予其他公司。我们亦可依据适用法律向监管当局及执法人员提供资料。
USE OF DATA IN DIRECT MARKETING
JSH intends to use your personal data in direct marketing and we require your consent (which includes an indication of no objection) for that purpose. The specific requirement regarding your consent (which includes an indication of no objection) is introduced in Part VIA of the Personal Data (Privacy) Amendment Ordinance 2012. In this connection, please note that:
a your name, contact details, products and services portfolio information, transaction pattern and behaviour, financial background and demographic data held by JSH from time to time may be used by JSH in direct marketing;
b the following classes of services, products and subjects may be marketed:
i. financial, insurance, securities, commodities, investment and related services and products and facilities;
ii. reward, loyalty or privileges programmes in relation to the class of marketing subjects as referred to in clause b(i) above;
iii. services and products offered by JSH’s co-branding partners (the names of such co-branding partners can be found in the application form(s) for the relevant services and products, as the case may be) in relation to the class of marketing subjects as referred to in clause b(i) above; and
iv. donations and contributions for charitable and/or non-profit making purposes;
c the above services, products and subjects may be provided or (in the case of donations and contributions) solicited by JSH and/or:
i. any member of JSH;
ii. third party financial institutions, insurers, securities, commodities and investment services providers;
iii. third party reward, loyalty, co-branding or privileges programme providers;
iv. co-branding partners of JSH (the names of such co-branding partners can be found in the application form(s) for the relevant services and products, as the case may be); and
v. charitable or non-profit making organisations;
d in addition to marketing the above services, products and subjects itself, JSH also intends to provide the data described in clause (a) above to all or any of the persons described in clause (c) above for use by them in marketing those services, products and subjects (in respect of which JSH may or may not be remunerated), and JSH requires your written consent (which includes an indication of no objection) for that purpose;
If you do not wish JSH to use or provide to other persons your data for use in direct marketing as described above, you may exercise the opt-out right by notifying JSH in writing to the address provided below of this notice.
Under and in accordance with the terms of the Personal Data (Privacy) Ordinance each customer has a right to:
i check whether JSH hold Data about the customer and the right of access to such Data;
ii require JSH to correct any Data relating to the customer which is inaccurate; and
iii ascertain JSH’s policies and practices in relation to Data and to be informed of the kind of personal data relating to the customer held by JSH.
Request for access and/or correct any data that customer has submitted shall be sent to the following address:
JS Financial Holdings Limited Ltd
Office 1004, Floor 10,
East Town Building,
41 Lockhart Road, Hong Kong
Attn : Customer Service Department
or phone to +852 3897 6000
或致电 +852 3897 6000
In accordance with the terms of the Personal Data (Privacy) Ordinance, JSH has the right to charge a reasonable fee for the processing of any Data access request.
In addition to JSH’s duty of confidentiality to customers, JSH shall at all times observe the above privacy principles and the Ordinance of the Hong Kong SAR in collecting, maintaining and using the personal data of customers.
This Policy may be revised, amended or supplemented from time to time by JSH.
When data is provided to us, we use it solely for the purposes for which it was provided. Confidential information will not be disclosed to third parties. We recognise that your information is valuable and we take all reasonable measures to protect it whilst in our care.
Apart from the additional information provided by this update, the operation of the www.jsfinancial.com.hk website has not changed or being modified. The details contained within this page is provided to ensure you are fully aware of the 'cookies' we have in use, allowing you to make an informed choice about your continue acceptance of them.
What are cookies?
To provide you with a good experience we sometimes place small files known as cookies on your computer. A cookie is a text file made up of letters and numbers that allows us to distinguish your browser/device from another visitor's browsers/device.
To learn more about cookies and how to manage them via your browser/device please visit aboutcookies.org
為提供良好的客戶體驗，我們不時在閣下的電腦中設置小文件，即cookies。 Cookies 是由字母和數字組成的文本文件，我們能夠藉此分辨不同到訪者的瀏覽器／設備。
If you would like to 'opt out' of the cookies set by our site, this can be accomplished on a cookie-by-cookie basis subject to browser settings. You may limit site operation or functions if you limit the cookies.
目前我們使用 cookies在www.jsfinancial.com.hk， 幫助管理網站及閣下的瀏覽體驗，這些cookies可能用於收集對非個人訪客活動概況的分析，管理個人偏好、提供相關或及時資訊，發佈針對性的廣告。